Privacy Policy

1. Introduction

At ClearFin, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.

2. Information We Collect

Account Information

When you create an account, we collect your email address and authentication credentials.

Financial Data

You may choose to upload financial documents or link financial accounts. All financial data is encrypted client-side before transmission and storage using AES-256 encryption.

Usage Data

We collect information about how you interact with our platform, including features used, pages visited, and time spent on the platform.

3. How We Use Your Information

• To provide and maintain our service
• To calculate financial metrics and generate insights
• To improve our platform and develop new features
• To communicate with you about your account and our services
• To detect, prevent, and address technical issues and security threats

4. Data Security

We implement industry-standard security measures to protect your data:

• Client-side AES-256 encryption for all financial data
• Secure HTTPS connections for all data transmission
• Row-level security in our database
• Regular security audits and updates
• No plaintext storage of sensitive financial information

5. Zero-Knowledge Architecture

We employ a zero-knowledge architecture where your encryption keys never leave your device. This means we cannot decrypt your financial data even if we wanted to.

6. Third-Party Services

We use the following third-party services:

• Plaid: For secure bank account linking (optional)
• Stripe: For payment processing
• Supabase: For secure data storage
• OpenAI: For document extraction (optional convenience feature)

These services have their own privacy policies governing how they handle your data.

7. Data Retention

We retain your data for as long as your account is active. You may delete your account and all associated data at any time through your account settings.

8. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Export your data
• Opt-out of marketing communications

9. Children's Privacy

Our service is not intended for children under 18. We do not knowingly collect personal information from children under 18.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

11. Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@clearfin.ai